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State we only service the state of South Carolina South Carolina

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Everyone Has A Story!

We are proudly located in Lexington South Carolina. It gives us great honor to service the following areas, Lexington County, Richland County  and the entire state of South Carolina.

Over 15 million households experienced a foreclosure, short sale or bankruptcy during the economic crisis. Many of those families have been renting and reestablishing credit.

These individuals, who have rebounded and are now looking to become homeowners are the new emerging segment in the market.

• FHA loan programs for the underserved borrower

• Less than perfect credit

• Prior foreclosures, short sales and bankruptcy may be eligible after one year from event

• Minimum 580 FICO up to 96.5% LTV, 47% DTI

• Minimum 500 FICO up to 90% LTV, 43% DTI

• Gifts allowed-follow FHA guidelines