FHA Loans – 580 FICO

3.5% down payment

Don’t spend your time looking at homes that are not in your approved price range. Let us help you get to the bottom number for your next home purchase.

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We Serve the Under Served Market!

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Mortgage Rates

Empire Mortgage

FHA Loan – 580 FICO

Minimum 580 FICO score

3.5% Down Payment

96.5% Loan To Value

47% Debt To Income

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Conventional Loan – 640 FICO

Minimum 640 FICO score

3% Down Payment

97% Loan To Value

50% Debt To Income

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Home Owner Testimonials

Great service. We are totally pleased with the outcome. I am definitely sharing my experience with others.

D. Holmes, MCP
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Donnell Holmes
We are totally pleased with the outcome. I am definitely sharing my experience with others. Great service you offer.

Sham Council
Empire Mortgage

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Sub Prime Loans

Sub Prime Loans

We offer sub prime loans from a 580 FICO score.

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Residential

Residential

We offer residential mortgages up to $1,000,000.

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Commercial

Commercial

We offer commercial mortgages up to $50,000,000.

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VA Loans

VA Loans

We offer VA Loans with NO Money Down!.

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